Disaster survivors who do not return their U.S. Small Business Administration disaster loan application by the Monday, July 18, deadline may miss out on the chance to cover all of their recovery costs.

Survivors are not obligated to accept a loan if one is offered, but by returning their SBA disaster loan applications the choice is there. It also opens the door for additional grants. However, these possibilities will be gone if survivors do not return their applications by Monday, July 18.

Homeowners can receive loans up to $200,000 to repair or replace property damages. They may also borrow up to $40,000 to replace damaged or destroyed personal property not covered by their insurance.

Survivors can call the SBA toll free at 800-659-2955 or (800-877-8339 TTY). They can also apply online at SBA’s secure website, https://Disas-terLoan-.SBA.gov/ELA.